Top 3 Mortgage Lenders in Bear River City

Guild Mortgage's Brigham City branch is one of the highest-rated mortgage lenders serving the Bear River City area, with Jason Smith leading a team that specializes in rural and suburban home financing. They have exceptional customer satisfaction ratings and extensive experience with USDA loans, which are particularly relevant for the Bear River City region. Their local office presence in nearby Brigham City provides personalized service combined with the resources of a national lender, making them a top choice for competitive rates and expert guidance through the mortgage process.

America First Credit Union is Utah's largest credit union with a strong presence throughout northern Utah, including service to Bear River City residents. They offer highly competitive mortgage rates for members and have exceptional customer satisfaction ratings. Their mortgage team has extensive experience with rural properties and first-time homebuyer programs, with multiple convenient branches in nearby Logan. The credit union's not-for-profit structure often results in lower fees and better terms for borrowers in the Bear River Valley region.

Mountain America Credit Union has served northern Utah communities for decades and maintains a strong mortgage lending presence in Cache County, including Bear River City. Their Logan branch provides personalized mortgage services with competitive rates and local underwriting expertise. They specialize in rural property financing and offer comprehensive first-time homebuyer programs. With high customer satisfaction ratings and deep community roots, they provide reliable mortgage services with the advantage of local decision-making and understanding of the Bear River Valley market.