Top 3 Mortgage Lenders in Bountiful

Mortgage Solutions Financial is a highly-rated local mortgage brokerage serving the entire Wasatch Front including Bountiful. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service and finding the best loan products for each client's unique situation. Their team of experienced loan officers has deep knowledge of the Bountiful housing market and offers competitive rates on all loan types, particularly excelling with first-time homebuyer programs and VA loans.

Academy Mortgage is a Utah-based lender with strong local roots and national reach, consistently ranked among the top mortgage lenders in the state. Founded in Orem, Utah, they have extensive experience serving Bountiful homebuyers with competitive rates and efficient processing. Their local loan officers understand the unique aspects of the Davis County market and offer a wide range of loan products with particularly strong construction and renovation loan expertise.

As one of Utah's largest and most established credit unions, Cyprus Credit Union has been serving Bountiful residents for decades with competitive mortgage rates and exceptional member service. Their local branch presence and community-focused approach make them a top choice for homebuyers seeking personalized attention. They offer special first-time homebuyer programs, low down payment options, and typically provide better rates and fewer fees than traditional banks due to their not-for-profit structure.