Top 3 Mortgage Lenders in NSL

As one of Utah's most established and highly-rated financial institutions, Mountain America Credit Union maintains a strong physical presence in North Salt Lake with their corporate headquarters. They consistently receive exceptional ratings for mortgage lending due to their competitive rates, personalized service, and deep community roots. With over 85 years serving Utah residents, they offer a comprehensive range of mortgage products and are particularly praised for their VA and first-time homebuyer programs. Their local underwriting and decision-making process allows for faster closings and more flexible solutions.

City Creek Mortgage is a locally-owned and operated mortgage broker serving the entire Wasatch Front, including North Salt Lake. They maintain exceptional 4.9-star ratings across multiple review platforms due to their transparent process, competitive rates, and highly personalized service. As a mortgage broker, they have access to multiple lenders and can shop rates on behalf of borrowers. Their team of experienced loan officers specializes in complex scenarios and is particularly noted for their expertise in construction loans and investment property financing throughout Davis and Salt Lake counties.

Guild Mortgage combines national strength with local expertise, maintaining multiple branch locations throughout Utah including dedicated loan officers serving North Salt Lake. With over 60 years in business, they've built a reputation for reliable service and innovative loan products. They're particularly strong in government-backed loans (FHA/VA) and first-time homebuyer programs. Guild consistently receives high marks for their efficient processing, local underwriting capabilities, and commitment to closing loans on time. Their extensive experience with Utah's unique housing market makes them a top choice for NSL residents.