Top 3 Mortgage Lenders in Roy

America First Credit Union is one of Utah's most trusted mortgage lenders with deep roots in the northern Utah community. Serving Roy residents for decades, they offer highly competitive rates and exceptional member service. Their mortgage specialists provide personalized guidance through the entire home loan process, with particular expertise in VA loans benefiting the military community near Hill Air Force Base. With multiple nearby branches and a reputation for transparent pricing, they consistently rank among Utah's top mortgage originators.

Mountain America Credit Union has been serving the Roy and greater Ogden area with comprehensive mortgage solutions for generations. Known for their local decision-making and community-focused approach, they offer competitive rates and flexible loan terms. Their mortgage advisors provide one-on-one service with extensive knowledge of the northern Utah housing market. They excel at streamlining the mortgage process with digital tools while maintaining personal relationships, making them a top choice for Roy homebuyers seeking reliable financing.

Guild Mortgage's Ogden branch has been serving Roy homebuyers with exceptional mortgage services for over 15 years. As a nationally recognized lender with strong local presence, they combine the resources of a large institution with personalized community service. Their loan officers are experts in northern Utah's unique market conditions and specialize in first-time homebuyer programs and government-backed loans. With a reputation for closing loans on time and excellent communication throughout the process, they've built strong relationships with local real estate professionals and satisfied customers throughout Weber County.