Top 3 Mortgage Lenders in BTV

Vermont Federal Credit Union stands as one of Vermont's most trusted mortgage lenders with deep roots in the Burlington area. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their mortgage team specializes in Vermont-specific housing programs and provides local underwriting decisions, which speeds up the approval process. They're particularly noted for their first-time homebuyer programs and exceptional customer service, with many reviewers praising their responsiveness and guidance throughout the entire mortgage process.

NEFCU has built an outstanding reputation throughout Chittenden County and the greater Burlington area for mortgage lending. They offer a comprehensive range of loan products with particularly strong construction and renovation loan expertise. Their digital mortgage application process receives high marks for convenience, while maintaining the personal touch of local loan officers who understand the Vermont real estate market. Customers consistently praise their competitive rates, transparent fee structure, and the educational support they provide to borrowers navigating the home buying process.

As a Vermont-based community bank with a physical presence in downtown Burlington, Union Bank offers the perfect combination of local decision-making and comprehensive mortgage services. Their experienced loan officers have deep knowledge of the Burlington housing market and provide personalized service throughout the loan process. They're particularly strong for jumbo loans and investment properties, while maintaining competitive rates for conventional mortgages. Reviewers frequently mention the bank's reliability, straightforward communication, and the advantage of working with a lender who has been serving Vermont communities for over 130 years.