Top 3 Mortgage Lenders in Chittenden

As Vermont's largest credit union, Vermont Federal has deep roots in the Chittenden County community with multiple branches throughout the area. They consistently receive exceptional ratings for personalized service, competitive rates, and local decision-making. Their mortgage specialists have extensive knowledge of the local Vermont real estate market and offer a comprehensive range of loan products with the benefit of member-focused service. The credit union is particularly praised for making the mortgage process straightforward and transparent.

NEFCU has a strong presence throughout Chittenden County with multiple convenient locations and a reputation for exceptional member service. They offer competitive mortgage rates and have specialized first-time homebuyer programs that are particularly valuable in Vermont's housing market. Their mortgage team receives high marks for responsiveness, local expertise, and guiding members through every step of the home financing process. As a community-focused credit union, they prioritize building long-term relationships.

Mascoma Bank has established a strong presence in Chittenden County with their South Burlington branch serving as a regional mortgage center. As a community bank with deep New England roots, they combine local decision-making with comprehensive mortgage services. They're particularly noted for their construction-to-permanent loans, which are valuable in Vermont's market, and their experienced loan officers who provide personalized guidance. Customers consistently praise their professionalism and the seamless mortgage process they provide.