Top 3 Mortgage Lenders in Lower Waterford

NorthCountry Federal Credit Union is one of Vermont's most trusted mortgage lenders with deep roots in the community. Serving all of Vermont including Lower Waterford, they offer personalized mortgage services with local decision-making. Their mortgage specialists provide comprehensive guidance through the entire home buying process, offering competitive rates and flexible terms. With exceptional customer service ratings and a wide range of loan products, they're particularly strong for first-time homebuyers and those seeking USDA rural development loans, which are ideal for the Lower Waterford area.

Vermont Mortgage Company is a highly specialized local mortgage broker serving the entire state of Vermont, including rural areas like Lower Waterford. They have built an outstanding reputation for their expertise in Vermont's unique real estate market and their ability to secure favorable terms for borrowers. Their team has extensive experience with rural properties, land purchases, and construction loans that are common in the Northeast Kingdom region. Customers consistently praise their responsiveness, transparent communication, and ability to navigate complex loan scenarios with ease.

Union Bank is a community-focused institution with strong presence throughout Vermont, including service to Lower Waterford and the Northeast Kingdom. As one of Vermont's oldest and most established banks, they offer the stability of a long-standing financial institution combined with personalized local service. Their mortgage team has deep knowledge of the local market conditions and property types specific to northern Vermont. They excel at providing customized mortgage solutions with local underwriting and decision-making, making them particularly valuable for rural property purchases and construction projects in the Lower Waterford area.