Top 3 Mortgage Lenders in Saint Johnsbury Center

New England Federal Credit Union is one of Vermont's most trusted mortgage lenders with deep roots in the Northeast Kingdom region. While headquartered in Williston, they maintain strong presence throughout Caledonia County and specifically serve Saint Johnsbury area residents. Their local mortgage specialists understand the unique Vermont real estate market and offer personalized service with competitive rates. NEFCU consistently receives high marks for their responsive communication, streamlined application process, and commitment to community lending throughout Vermont.

As a community bank headquartered right in St. Johnsbury, Passumpsic Savings Bank has been serving the mortgage needs of local residents for over 170 years. They have deep community ties and extensive experience with Vermont properties, including rural and unique properties common in the Northeast Kingdom. Their mortgage team provides in-person service and understands local market conditions intimately. They're particularly noted for their first-time homebuyer programs and construction lending expertise, with many customers praising their local decision-making and personalized approach.

Union Bank has been serving Vermont communities for over 130 years and maintains a strong presence throughout the Northeast Kingdom, including Saint Johnsbury. Their mortgage team specializes in Vermont-specific lending scenarios and offers local underwriting decisions. They're particularly strong with rural properties, land purchases, and construction loans that are common in Caledonia County. Customers consistently praise their knowledge of Vermont property challenges and their ability to navigate complex rural lending situations while providing competitive rates and personalized service.