Top 3 Mortgage Lenders in Westminster

Mascoma Bank is one of Vermont's most trusted community banks with deep roots throughout the state. While headquartered in New Hampshire, they maintain multiple Vermont branches and have extensive experience serving rural communities like Westminster. Their mortgage team receives exceptional reviews for personalized service, local underwriting decisions, and expertise with Vermont property types including rural and agricultural properties. They offer competitive rates and are particularly strong with USDA rural development loans, which are well-suited for Westminster area properties.

Northpoint Mortgage is a highly-rated regional mortgage lender serving all of New England, including Vermont communities like Westminster. They consistently earn top ratings for their responsive service, competitive rates, and efficient closing processes. As a mortgage broker, they have access to multiple investors and can often secure better terms than single-source lenders. Their team has particular expertise with rural properties and second homes common in southern Vermont. Customers praise their transparency, communication throughout the process, and ability to handle complex property situations.

Union Bank is a Vermont-based community bank with deep roots throughout the state and particular strength in serving southern Vermont communities including Westminster. Their mortgage team provides local decision-making and personalized service that national lenders cannot match. They excel at understanding Vermont's unique property challenges, including older homes, land parcels, and rural properties. As a local bank, they maintain their loan portfolio rather than selling servicing, ensuring long-term relationships with borrowers. Their competitive rates and flexible underwriting for local borrowers make them an excellent choice for Westminster residents.