Top 3 Mortgage Lenders in Afton

Virginia Credit Union stands out as one of the highest-rated mortgage lenders serving the Afton area with exceptional member satisfaction. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized service. Their mortgage team specializes in Virginia home financing with deep knowledge of local market conditions. With over 85 years of operation and consistently high ratings across multiple review platforms, VACU provides comprehensive mortgage solutions including specialized programs for first-time homebuyers and military families. Their digital mortgage application process is streamlined while maintaining personal guidance throughout.

Portico Mortgage has established itself as a premier mortgage broker serving the Charlottesville region including Afton, with exceptional customer satisfaction ratings. As a local mortgage company, they leverage relationships with multiple lenders to secure optimal rates and terms for clients. Their team excels in navigating complex financing scenarios including rural properties common in the Afton area. With hundreds of 5-star reviews highlighting their responsive communication and expertise, Portico specializes in construction loans, renovation financing, and government-backed loans. Their local market knowledge and commitment to client education make them a top choice for Nelson County homebuyers.

Movement Mortgage maintains a strong physical presence in Charlottesville with dedicated loan officers serving the Afton and Nelson County market. Nationally recognized for their efficient processing and closing timeline, they combine local expertise with robust lending capabilities. Their "Make A Movement" foundation demonstrates commitment to community development. With consistently high ratings for customer service and competitive rate offerings, Movement specializes in both purchase and refinance transactions. Their local team understands the unique aspects of rural Virginia properties and offers specialized loan programs including USDA loans ideal for the Afton area.