Top 3 Mortgage Lenders in Amherst

Carter Bank & Trust is one of Virginia's most established community banks with deep roots throughout Southern Virginia. While headquartered in Martinsville, they serve the Amherst area with personalized mortgage services and local decision-making. Their mortgage team specializes in rural and suburban property financing with competitive rates for first-time homebuyers and experienced homeowners alike. With nearly 50 years of community banking experience, they offer the stability of a large institution with the personal touch of a local lender, making them a top choice for Amherst residents seeking reliable mortgage services.

Member One Federal Credit Union has been serving Central and Southwest Virginia communities for over 75 years, including the Amherst area. As a not-for-profit financial cooperative, they consistently offer highly competitive mortgage rates and exceptional member service. Their mortgage specialists provide personalized guidance through the entire home financing process, with particular expertise in VA loans and first-time homebuyer programs. The credit union's community-focused approach and member-owned structure ensure that customers receive attentive service and favorable terms, making them a premier mortgage option for Amherst homebuyers.

Movement Mortgage has built a strong reputation throughout Central Virginia with a significant local presence in Lynchburg, serving the Amherst community effectively. Known for their streamlined digital mortgage process and rapid closing times, they combine technology with personal service. Their local loan officers have extensive knowledge of the Amherst real estate market and specialize in various loan programs including VA and FHA loans. With hundreds of positive reviews highlighting their responsive communication and efficient processing, Movement Mortgage provides modern mortgage solutions while maintaining the personal touch that Amherst homebuyers appreciate.