Top 3 Mortgage Lenders in Ashland

Atlantic Bay Mortgage Group is one of Virginia's most highly-rated mortgage lenders with a strong presence throughout central Virginia. Founded in Virginia Beach, they have expanded across the state with multiple offices including their Glen Allen location that serves the Ashland area. They consistently receive exceptional customer reviews for their personalized service, competitive rates, and efficient loan processing. Their team specializes in first-time homebuyer programs, VA loans (important for military families near Fort Gregg-Adams), and conventional financing. With over 26 years in business and thousands of 5-star reviews, they're known for their local expertise and commitment to Virginia homebuyers.

Movement Mortgage has established a strong reputation in the Richmond metropolitan area, including serving Ashland homebuyers. While founded more recently than some competitors, they've rapidly grown into one of the nation's top mortgage lenders with a significant Virginia presence. They're particularly praised for their streamlined digital process and quick closing times, often completing loans in 30 days or less. Their local loan officers have deep knowledge of the Ashland and Hanover County market. Movement receives consistently high marks for customer communication, transparent pricing, and their community involvement throughout central Virginia.

Virginia Credit Union is one of the most trusted financial institutions serving central Virginia, including Ashland residents. As a member-owned cooperative, they often offer competitive rates and lower fees than traditional banks. With nearly 90 years of service to Virginia communities, they have deep roots in the region and understand local housing markets. Their mortgage team receives excellent reviews for personalized service and guidance through the entire homebuying process. VACU offers special first-time homebuyer programs and down payment assistance options that are particularly valuable in the competitive Ashland market. Their physical branches and local decision-making provide advantages for Ashland homebuyers seeking a community-focused lender.