Top 3 Mortgage Lenders in Big Island

Atlantic Bay Mortgage Group is one of Virginia's most highly-rated regional mortgage lenders with a strong presence in Central Virginia. Founded in Virginia Beach and now serving the entire state, they have exceptional customer satisfaction ratings and specialize in both purchase and refinance loans. Their team serves the Big Island area with local expertise and offers competitive rates on all major loan programs, including USDA loans which are particularly relevant for rural areas like Big Island. With over 26 years of experience and thousands of positive reviews, they're known for their personalized service and efficient loan processing.

As a locally-based community bank serving Central Virginia since 1999, Bank of the James has deep roots in the Lynchburg region that includes Big Island. Their mortgage division receives outstanding ratings for customer service and local market knowledge. They specialize in serving rural and suburban communities throughout their service area and offer construction loans which are valuable for areas like Big Island where custom home building is common. The bank is known for its community involvement and decision-making at the local level, providing personalized mortgage solutions with competitive rates and terms.

C&F Mortgage has been serving Virginia homeowners for over 30 years with an excellent reputation across the state. While based in Central Virginia, they actively serve the Big Island area and have extensive experience with rural property financing. They receive consistently high marks for their knowledgeable loan officers and smooth closing process. Specializing in all major loan types including construction and USDA loans, they understand the unique needs of rural Virginia communities. Their long track record and hundreds of positive reviews demonstrate their commitment to customer satisfaction and competitive mortgage products.