Top 3 Mortgage Lenders in Buckingham

New Horizon Credit Union is a highly-rated local financial institution serving Buckingham County and the surrounding Central Virginia region. As a member-owned cooperative, they offer personalized mortgage solutions with competitive rates and exceptional customer service. Their mortgage team has deep knowledge of rural property financing, including USDA loans that are particularly relevant for Buckingham County residents. With strong community ties and a reputation for transparent lending practices, they consistently receive high marks for making the mortgage process straightforward and stress-free for local homebuyers.

American National Bank & Trust has been serving Central Virginia communities for over a century, with a strong presence in Farmville that directly serves Buckingham County residents. Their experienced mortgage lenders specialize in both primary residence and rural property financing, offering competitive rates and local underwriting decisions. The bank is particularly noted for its construction lending expertise, which is valuable in areas like Buckingham where custom home building is common. Customers consistently praise their responsive service, local decision-making authority, and deep understanding of the regional real estate market.

Atlantic Bay Mortgage Group is a highly-regarded regional mortgage lender with a strong presence throughout Central Virginia, including dedicated service to Buckingham County. With nearly three decades of experience, they combine the resources of a large mortgage company with the personalized service of a local lender. Their Lynchburg-based team has extensive experience with rural property financing and government-backed loans that are ideal for Buckingham homebuyers. Atlantic Bay consistently earns top ratings for their efficient processing, competitive rates, and exceptional customer support throughout the entire mortgage journey.