Top 3 Mortgage Lenders in Cape Charles

Bay Capital Mortgage is a locally-owned and operated mortgage lender with deep roots in the Eastern Shore community. As one of the few mortgage companies physically located in Cape Charles, they offer personalized service and extensive knowledge of the unique coastal property market. With over 20 years of experience, they specialize in waterfront properties, vacation homes, and primary residences throughout Virginia's Eastern Shore. Their high rating reflects exceptional customer service and expertise in handling the specific challenges of coastal lending.

Atlantic Bay Mortgage Group is a highly-rated regional mortgage lender with strong presence throughout Hampton Roads and the Eastern Shore. While based in Virginia Beach, they regularly serve clients in Cape Charles and have extensive experience with coastal properties and second homes. Founded in 1996, they've built a reputation for competitive rates, streamlined processes, and excellent customer service. Their team includes specialists familiar with the unique aspects of Eastern Shore real estate transactions.

Chartway Credit Union is a well-established financial institution serving Virginia residents including those in Cape Charles and the Eastern Shore. With over six decades of experience, they offer competitive mortgage rates and personalized service to members. Their mortgage specialists are knowledgeable about the regional market and provide comprehensive guidance through the homebuying process. As a credit union, they often offer more favorable terms and lower fees than traditional banks, making them an excellent choice for Eastern Shore homebuyers.