Top 3 Mortgage Lenders in Cartersville

Atlantic Bay Mortgage Group is one of Virginia's most highly-rated mortgage lenders with extensive experience serving rural communities like Cartersville. Founded in Virginia Beach and now operating statewide, they specialize in VA loans which is particularly valuable for military families in the region. Their 4.8-star rating across thousands of reviews demonstrates exceptional customer satisfaction. They offer personalized service with local loan officers who understand the unique aspects of rural Virginia property financing, including USDA loans for eligible properties in Bartow County areas.

As one of Virginia's oldest and most established financial institutions, Union Bank & Trust has deep roots in serving communities across Virginia, including rural areas like Cartersville. Their mortgage division maintains a 4.7-star rating with particular strength in construction loans and rural property financing. With over a century of experience, they offer exceptional stability and local decision-making. Their expertise in USDA rural development loans makes them an excellent choice for Cartersville homebuyers, and they provide competitive rates with the personal service of a community bank.

Virginia Credit Union is a member-owned financial cooperative serving central Virginia with exceptional mortgage services. Their 4.6-star rating reflects outstanding member satisfaction and competitive rates typically better than traditional banks. They specialize in first-time homebuyer programs and offer exclusive benefits to members. While headquartered in Richmond, they serve members throughout Virginia including Cartersville residents. Their not-for-profit structure often results in lower fees and more flexible underwriting, making them an attractive option for home financing in rural Virginia communities.