Top 3 Mortgage Lenders in Center Cross

Atlantic Bay Mortgage Group is a highly-rated regional mortgage lender with strong presence throughout Virginia, including service to Center Cross and surrounding rural communities. Founded in Virginia Beach, they have built an exceptional reputation for personalized service and competitive rates. Their team specializes in both conventional and government-backed loans, with particular expertise in USDA loans that are well-suited for rural areas like Center Cross. With multiple office locations throughout Virginia and over 26 years of experience, they consistently receive outstanding customer reviews for their responsive communication, smooth closing process, and local market knowledge.

Virginia Credit Union is one of the most trusted financial institutions serving Central Virginia, including Caroline County where Center Cross is located. With nearly 90 years of community banking experience, they offer competitive mortgage rates and exceptional member service. Their mortgage team provides personalized guidance through the entire home buying process, with special programs for first-time homebuyers and various down payment assistance options. As a member-owned cooperative, they prioritize customer satisfaction over profits, resulting in consistently high ratings and loyal members throughout their service area, which includes Center Cross and surrounding rural communities.

New American Funding is a national mortgage lender with strong local presence in Virginia and excellent service to rural areas like Center Cross. They are particularly recognized for their diverse loan programs and commitment to serving all communities. Their local Richmond team has extensive experience with Caroline County properties and understands the unique aspects of rural home financing. They offer competitive rates and have streamlined processes for both purchase and refinance transactions. With numerous positive reviews highlighting their responsive service and expertise with VA and USDA loans, they are a top choice for homeowners in Center Cross seeking reliable mortgage services from an established company.