Top 3 Mortgage Lenders in Centreville

Fairfax County Federal Credit Union stands out as one of the highest-rated mortgage lenders serving Centreville directly, with their main headquarters located in the city. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized service to Northern Virginia residents. Their mortgage team provides comprehensive guidance through the entire home buying process, with particular expertise in VA loans given the military presence in the region. Members consistently praise their transparent pricing, local decision-making, and exceptional customer service throughout the loan process.

Cardinal Financial has established a strong presence in Centreville with their local branch office serving the Northern Virginia market. As a direct mortgage lender with over two decades of experience, they offer competitive rates and a wide variety of loan programs. Their Centreville location provides personalized service with the backing of a national lender's resources. Customers consistently rate them highly for their efficient processing, knowledgeable loan officers, and ability to handle complex mortgage scenarios while maintaining clear communication throughout the lending process.

Prosperity Home Mortgage maintains a dedicated Centreville branch that has been serving Northern Virginia homebuyers for decades. As a subsidiary of Truist Bank, they combine local expertise with the stability of a major financial institution. Their loan officers are particularly skilled at navigating the competitive Northern Virginia real estate market, offering quick pre-approvals and efficient closing processes. The company receives consistent praise for their responsive service, competitive rate offerings, and ability to guide both first-time and experienced homebuyers through the mortgage process with professionalism and expertise.