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Home/Virginia/Charles City
Charles City, VA

Top 3 Mortgage Lenders in Charles City

Compare verified mortgage lenders serving Charles City, Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
24+
Reviews
8
Loan Types

Available Loan Programs in Charles City

Conventional
FHA
VA
Jumbo
Refinance
First-time Homebuyer
USDA
Construction

Featured Mortgage Lenders

1

Navy Federal Credit Union

Navy Federal Credit Union

★★★★☆
4.8/5

As the world's largest credit union, Navy Federal offers exceptional mortgage services to Charles City residents with highly competitive rates and personalized service. While membership requires military affiliation, their VA loan expertise is unparalleled. They provide digital mortgage applications with local support through their Williamsburg branch, making them accessible to Charles City homebuyers. Their 4.8/5 rating reflects outstanding customer satisfaction and they offer special programs for first-time buyers and military families.

Experience:88 years
Reviews:4 customer reviews
Multiple branches including 5557 Challedon Drive, Williamsburg, VA 23188

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time Homebuyer
2

Atlantic Bay Mortgage Group

Atlantic Bay Mortgage Group

★★★★☆
4.9/5

Atlantic Bay Mortgage Group is a highly-rated regional lender with deep roots in Virginia serving Charles City County. Founded in Virginia Beach, they've expanded throughout the region with exceptional customer service ratings. They specialize in all loan types including USDA loans which can benefit rural Charles City residents. Their local loan officers understand the unique Virginia housing market and provide personalized service with competitive rates. With over 12,000 reviews maintaining a 4.9/5 rating, they're consistently ranked among the top mortgage lenders in the region.

Experience:26 years
Reviews:12 customer reviews
11847 Canon Boulevard, Newport News, VA 23606

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
3

Movement Mortgage

Movement Mortgage, LLC

★★★★☆
4.8/5

Movement Mortgage has built a strong reputation throughout Virginia with efficient processing and excellent customer service. They serve Charles City residents with local loan officers who understand the market dynamics between Richmond and Hampton Roads. Known for their quick closing times and transparent process, they offer a wide range of loan products with competitive rates. Their 4.8/5 rating across thousands of reviews demonstrates consistent customer satisfaction. They particularly excel with first-time homebuyer programs and provide digital tools that make the mortgage process streamlined for rural Charles City home seekers.

Experience:15 years
Reviews:8 customer reviews
Local serving office in Richmond, VA area

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Charles City?

Local Market Knowledge

Lenders who understand Charles City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Charles City and get competitive rates on your home loan.