Top 3 Mortgage Lenders in Charlottesville

As a locally-based credit union deeply embedded in the Charlottesville community, UVA Community Credit Union consistently receives exceptional ratings for their personalized mortgage services. They offer competitive rates with special benefits for members, including first-time homebuyer programs and local market expertise. Their mortgage team provides one-on-one guidance through the entire homebuying process, with particular strength in VA loans and construction lending. The credit union's strong community presence and member-focused approach make them a top choice for Charlottesville homebuyers seeking local, trustworthy service.

With a strong Virginia presence and multiple Charlottesville locations, Atlantic Union Bank offers comprehensive mortgage services backed by over a century of banking experience. Their local mortgage specialists provide personalized service with deep knowledge of the Central Virginia real estate market. They excel in offering flexible loan options including specialized programs for medical professionals and university employees. The bank's commitment to local decision-making and competitive conventional loan products makes them a preferred choice for Charlottesville residents seeking established, reliable mortgage lending.

Movement Mortgage has built an exceptional reputation in the Charlottesville area for their efficient processing and outstanding customer service. While nationally recognized, they maintain strong local presence with dedicated Charlottesville loan officers who understand the unique market dynamics of Central Virginia. They're particularly noted for their rapid closing times and innovative technology platform that streamlines the mortgage process. Their specialization in first-time homebuyer programs and competitive jumbo loan options, combined with consistently high customer satisfaction ratings, makes them a top contender for Charlottesville home financing.