Top 3 Mortgage Lenders in Chilhowie

Movement Mortgage has established itself as one of the top-rated mortgage lenders serving Southwest Virginia, including Chilhowie. With an exceptional 4.9 rating across multiple review platforms, they specialize in providing personalized mortgage solutions for rural and small-town homebuyers. Their local loan officers have deep knowledge of the Chilhowie market and offer streamlined digital processing with local expertise. Particularly strong with VA and USDA loans, which are popular in rural Virginia communities.

As a established regional bank with deep roots in Southwest Virginia, First Bank and Trust Company has been serving Chilhowie residents for decades. With multiple branches throughout the region, they offer the convenience of local banking combined with competitive mortgage products. Their mortgage team provides personalized service with local underwriting decisions, making them particularly strong for first-time homebuyers and construction loans in rural areas. Their 4.7 rating reflects consistent customer satisfaction.

Serving the entire Southwest Virginia region including Chilhowie, Appalachian Community FCU has been a trusted mortgage lender for generations. As a not-for-profit credit union, they often offer more competitive rates and lower fees than traditional banks. Their mortgage specialists have extensive experience with rural property financing and USDA loans, which are particularly relevant for Chilhowie homebuyers. With deep community connections and member-focused service, they maintain a 4.6 rating and excellent reputation for customer care.