Top 3 Mortgage Lenders in Cleveland

Appalachian Community FCU is one of the most highly-rated mortgage lenders serving Southwest Virginia, including Cleveland and Russell County. As a local credit union deeply embedded in the community, they offer personalized service and competitive rates specifically tailored to rural Virginia homebuyers. Their mortgage specialists have extensive experience with USDA rural development loans, which are particularly relevant for Cleveland area properties. Members consistently praise their responsive service, transparent process, and commitment to helping local families achieve homeownership.

United Bank maintains a strong presence throughout Southwest Virginia with multiple branches serving the Cleveland area. Their mortgage team specializes in both urban and rural property financing, offering competitive rates and flexible terms. Customers consistently highlight the bank's local decision-making capabilities and personalized approach to mortgage lending. With deep roots in Virginia communities, United Bank understands the unique aspects of rural property financing and provides comprehensive guidance through the entire homebuying process.

Cardinal Financial operates throughout Virginia with specialized expertise in serving rural communities like Cleveland. They are particularly noted for their efficient processing and competitive rates on USDA and VA loans, which are popular options in Russell County. The company receives consistently high marks for their digital mortgage experience combined with local expertise. Their mortgage consultants have extensive knowledge of rural property requirements and work closely with buyers to find the best financing solutions for their specific needs in the Cleveland area.