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Home/Virginia/Colonial Beach
Colonial Beach, VA

Top 3 Mortgage Lenders in Colonial Beach

Compare verified mortgage lenders serving Colonial Beach, Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
627+
Reviews
12
Loan Types

Available Loan Programs in Colonial Beach

Fixed-rate
Adjustable-rate
FHA
VA
USDA
Jumbo
Construction
Refinance
Conventional
Investment Properties
Construction-to-Permanent
Second Homes

Featured Mortgage Lenders

1

BayPort Credit Union Mortgage Department

BayPort Credit Union

★★★★☆
4.8/5

BayPort Credit Union stands out as one of Virginia's most established and highly-rated mortgage lenders, serving the Colonial Beach area through their comprehensive mortgage division. With nearly a century of operation, they've built an exceptional reputation for personalized service and competitive rates, particularly strong with VA and FHA loans which are popular in the military-influenced Northern Neck region. Their local branch presence throughout coastal Virginia ensures Colonial Beach residents receive face-to-face service with mortgage specialists who understand the unique waterfront and rural property considerations of the area.

Experience:95 years
Reviews:287 customer reviews
11706 Jefferson Ave, Newport News, VA 23606

Loan Types:

Fixed-rateAdjustable-rateFHAVAUSDAJumboConstructionRefinance
2

Bay Capital Mortgage Corporation

Bay Capital Mortgage Corporation

★★★★☆
4.9/5

Bay Capital Mortgage has earned exceptional ratings as a premium mortgage broker serving the entire Virginia coastal region, including Colonial Beach. Their team specializes in navigating the complexities of waterfront properties and rural lending, which are common in the Colonial Beach market. With nearly two decades of experience, they've developed strong relationships with multiple lenders to secure competitive rates and flexible terms. Their high customer satisfaction stems from personalized service, quick response times, and expertise in handling unique property situations that often occur in the Northern Neck area.

Experience:19 years
Reviews:186 customer reviews
227 Granite Spring Road, Suite 101, Virginia Beach, VA 23454

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinanceInvestment Properties
3

Intercoastal Mortgage Company

Intercoastal Mortgage Company

★★★★☆
4.7/5

Intercoastal Mortgage brings nearly three decades of mortgage expertise to serving the Colonial Beach community from their regional offices throughout Virginia. They've developed a strong reputation for handling the specific needs of coastal and rural properties, offering specialized construction and renovation loan programs that are valuable in the Colonial Beach market. Their team includes local loan officers who understand the dynamics of the Northern Neck real estate market and provide personalized guidance through the entire mortgage process, from application to closing.

Experience:28 years
Reviews:154 customer reviews
25 Main Street, Suite 101, Warrenton, VA 20186

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinanceSecond Homes

Why Choose a Mortgage Lender in Colonial Beach?

Local Market Knowledge

Lenders who understand Colonial Beach's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Colonial Beach and get competitive rates on your home loan.