Top 3 Mortgage Lenders in Columbia

Virginia Credit Union stands out as one of the highest-rated mortgage lenders serving central Virginia, including Columbia and surrounding rural areas. With exceptional customer satisfaction ratings and deep community roots, they specialize in serving both urban and rural homebuyers across Virginia. Their mortgage team offers personalized service with competitive rates, particularly strong in USDA loans which are ideal for Columbia's rural setting. Members consistently praise their responsive communication, streamlined application process, and expertise in navigating rural property financing challenges.

Atlantic Union Bank has a strong regional presence throughout Virginia with extensive experience serving rural communities like Columbia. Their mortgage division receives consistently high marks for local decision-making and understanding the unique aspects of rural property financing. They offer specialized construction and lot loans that are particularly valuable in Columbia's developing areas. Customers highlight their knowledgeable loan officers who provide thorough guidance through the entire mortgage process and their ability to handle complex rural property transactions with expertise.

Movement Mortgage has built an excellent reputation throughout central Virginia for their efficient processing and strong focus on customer service. While headquartered in North Carolina, their Richmond-based team actively serves Columbia and surrounding counties with specialized knowledge of rural lending requirements. They are particularly praised for their quick closing times and seamless digital mortgage experience while maintaining personal touchpoints. Their expertise with USDA and VA loans makes them an ideal choice for Columbia residents seeking rural property financing or veteran homebuying programs.