Top 3 Mortgage Lenders in Concord

Liberty University Credit Union has been serving central Virginia for over four decades with exceptional mortgage services. While based in Lynchburg, they actively serve Concord and surrounding rural communities with specialized knowledge of Virginia's housing market. They offer highly competitive rates for members and non-members alike, with particular expertise in USDA loans ideal for rural areas like Concord. Their mortgage team provides personalized service with local decision-making, and they consistently receive outstanding reviews for their transparent process and commitment to customer education throughout the homebuying journey.

Atlantic Bay Mortgage Group has built an exceptional reputation throughout Virginia with their Lynchburg office specifically serving Concord and surrounding counties. They maintain a stellar 4.9-star rating across multiple review platforms with hundreds of verified customer reviews praising their efficient processing and competitive rates. Their loan officers have deep experience with rural Virginia properties and offer specialized USDA loan programs perfect for Concord homebuyers. Atlantic Bay is known for their streamlined digital mortgage experience combined with local, personalized service, making them a top choice for both purchase and refinance transactions in the region.

New American Funding brings national scale with local expertise to Concord homebuyers, maintaining one of the highest customer satisfaction ratings in the mortgage industry. They offer particularly strong programs for first-time homebuyers and have excellent VA loan options, which is valuable in Virginia's military-friendly market. Their dedicated Virginia team understands the specific needs of rural communities like Concord and offers specialized USDA rural development loans. Despite being a larger lender, they provide personalized service with local loan officers who understand Virginia's unique housing landscape, backed by extensive digital tools and competitive rate offerings.