Top 3 Mortgage Lenders in Earlysville

Virginia National Bank stands out as a premier local mortgage lender serving the Earlysville area with deep community roots and personalized service. As a community bank headquartered in nearby Charlottesville, they offer the advantage of local decision-making combined with competitive rates. Their mortgage team has extensive experience with Albemarle County properties and understands the unique aspects of the Earlysville real estate market. Customers consistently praise their responsive communication, streamlined application process, and ability to close loans on time. Their strong local presence ensures they understand the nuances of rural and suburban properties common in the Earlysville area.

Movement Mortgage has established a strong reputation in the Charlottesville area for serving Earlysville residents with efficient, technology-driven mortgage solutions. Their local loan officers have extensive knowledge of Albemarle County's housing market and provide personalized guidance throughout the entire homebuying process. Movement is particularly noted for their quick closing times, often completing loans in 30 days or less, which gives buyers a competitive advantage in the local market. They offer a comprehensive range of loan products and are especially strong with first-time homebuyer programs and VA loans, serving many military families in the region.

Piedmont Housing Alliance is a highly respected nonprofit mortgage lender and housing counseling agency that serves the Earlysville community with a mission-focused approach. They specialize in helping buyers navigate the complex mortgage process while offering unique down payment assistance programs and affordable lending options. Their certified housing counselors provide comprehensive homebuyer education, and their lending team offers competitive rates with a focus on sustainable homeownership. PHA has deep roots in Central Virginia and is particularly valued for their expertise with moderate-income buyers, first-time homebuyers, and those seeking special loan programs. Their holistic approach to mortgage lending has earned them numerous local awards and high customer satisfaction ratings.