Top 3 Mortgage Lenders in East Stone Gap

As the premier local financial institution serving the East Stone Gap area for nearly 70 years, Mountain Empire Community Credit Union has built an exceptional reputation for personalized mortgage services. Their deep community roots and understanding of local real estate markets make them a top choice. They offer competitive rates with the advantage of local decision-making and personalized service throughout the mortgage process, including specialized programs for first-time homebuyers in Southwest Virginia.

First Community Bank has been a trusted regional mortgage lender serving Southwest Virginia communities including East Stone Gap for over two decades. Their local mortgage specialists provide personalized attention with the convenience of local underwriting and decision-making. They are particularly noted for their competitive construction and renovation loan programs, making them ideal for custom home projects in the mountainous region. Their strong community involvement and extensive local market knowledge ensure smooth transactions.

While not locally headquartered, Movement Mortgage has established an excellent reputation serving rural Virginia communities like East Stone Gap through dedicated local loan officers. They are particularly praised for their efficient processing and competitive rates, with many customers noting the 7-day average processing time. Their specialization in government-backed loans (FHA, VA, USDA) makes them ideal for the East Stone Gap market, and they maintain strong relationships with local real estate professionals throughout Southwest Virginia.