Top 3 Mortgage Lenders in Gainesville

First Home Mortgage has been serving Northern Virginia communities including Gainesville for over three decades with exceptional customer satisfaction. They maintain a 4.9-star rating across multiple review platforms with particular expertise in VA loans, which is valuable given the military presence in the region. Their Manassas location provides convenient local service for Gainesville residents, and they're known for personalized attention throughout the mortgage process, competitive rates, and extensive experience with the unique real estate market of Prince William County and surrounding areas.

As one of the largest credit unions in the Washington D.C. metropolitan area, Northwest Federal Credit Union has served Northern Virginia communities including Gainesville for over 75 years. They maintain exceptional member satisfaction with competitive mortgage rates and personalized service. Their extensive branch network and digital capabilities make them accessible to Gainesville residents, and they're particularly strong in first-time homebuyer programs and VA loans. Their not-for-profit structure often results in lower fees and better terms for qualified borrowers in the Gainesville area.

Fairway Independent Mortgage has built a strong reputation throughout Northern Virginia with multiple local offices serving the Gainesville market. They consistently receive high marks for customer service, communication, and competitive pricing. Their local loan officers have extensive knowledge of the Gainesville and Prince William County housing markets, and they offer a comprehensive range of loan products with particular strength in conventional and government-backed loans. The company's efficient processing and underwriting capabilities help ensure timely closings, which is crucial in competitive markets like Northern Virginia.