Top 3 Mortgage Lenders in Gate City

First Bank & Trust Company is a highly-rated community bank deeply embedded in Southwest Virginia with a physical branch right in Gate City. They have built an exceptional reputation over 25+ years for personalized mortgage services with local decision-making. Customers consistently praise their knowledgeable loan officers, competitive rates, and commitment to the community. As a local institution, they understand the unique real estate market in Scott County and surrounding areas, offering specialized guidance for rural properties and first-time homebuyers. Their comprehensive loan portfolio includes government-backed programs ideal for the region.

Members Credit Union serves the Tri-Cities region including Gate City, Virginia, with exceptional mortgage services and highly competitive rates. They receive outstanding customer reviews for their personalized approach and member-focused service. As a credit union, they offer lower fees and more flexible underwriting than many traditional banks. Their mortgage team has extensive experience with both Virginia and Tennessee properties, making them ideal for the border region. Members consistently highlight their responsive communication, streamlined application process, and commitment to finding the right mortgage solution for each borrower's unique situation.

Movement Mortgage has established a strong presence in the Tri-Cities area serving Gate City, Virginia, with their efficient digital mortgage process and local loan officers. They receive excellent ratings for their speed and reliability in closing loans, often completing the process in as little as 30 days. Their technology platform allows for seamless document upload and tracking while maintaining personal service through local professionals who understand the Southwest Virginia market. Customers frequently mention their competitive rates, transparent communication, and the expertise of their loan officers in handling various property types common to the rural Appalachian region.