Top 3 Mortgage Lenders in Gladstone

Carter Bank & Trust is a well-established regional bank with deep roots in Virginia, serving communities across the state including Gladstone. With nearly 50 years of experience, they offer personalized mortgage services with local decision-making. Their high rating reflects exceptional customer service and competitive rates for both purchase and refinance loans. As a community-focused institution, they understand the unique needs of rural Virginia homebuyers and offer specialized loan programs including USDA loans ideal for Gladstone area properties.

American National Bank and Trust Company brings over a century of banking experience to central Virginia, serving Gladstone and surrounding communities. Their mortgage team provides comprehensive lending solutions with local underwriting and processing. The bank maintains strong relationships with real estate professionals throughout the region and offers specialized construction loans that are particularly valuable in rural areas like Gladstone. Their longstanding community presence ensures deep understanding of local property values and market conditions.

Movement Mortgage has built a strong reputation in central Virginia with their efficient processing and competitive rates. While a national lender, their Lynchburg office provides localized service to Gladstone area homebuyers. They excel at digital mortgage experiences while maintaining personal touchpoints throughout the loan process. Their specialization in various government-backed loans makes them particularly suitable for Gladstone residents, and they consistently receive high marks for communication and closing timeline efficiency.