The Best Mortgage Lenders in Goodview, VA
Compare verified mortgage lenders serving Goodview, Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Goodview
Featured Mortgage Lenders
Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is a top-rated lender known for its exceptional customer service, competitive rates, and efficient loan processing. With a strong local presence in the Roanoke Valley, they serve Goodview and surrounding areas, offering personalized mortgage solutions and community-focused support. Their high ratings reflect reliability and customer satisfaction, making them a preferred choice for homebuyers in Virginia.
Loan Types:
Fairway Independent Mortgage
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage has built a reputation for competitive rates, extensive loan options, and reliable service in central Virginia. Serving Goodview from their Lynchburg office, they excel in guiding clients through the mortgage process with expertise and transparency. Their long-standing experience and high customer ratings highlight their commitment to excellence and local market knowledge.
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Atlantic Union Bank
Atlantic Union Bank
Atlantic Union Bank is a trusted regional lender with a deep roots in Virginia, offering competitive mortgage products and personalized service to Goodview residents. Despite its longer history, it maintains high customer satisfaction through modern lending practices, local branch support, and a commitment to community banking. Their extensive experience and reliable reputation make them a solid choice for mortgages in the area.
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Frequently Asked Questions
Common questions about mortgage lending in Goodview, VA
Are there any first-time homebuyer programs specific to Goodview, VA, that can help with down payment or closing costs?
While Goodview itself does not have a city-specific program, Virginia Housing (VHDA) offers statewide programs that are widely used in Goodview. These include Down Payment Assistance (DPA) grants and favorable loan terms for first-time buyers. It's also worth checking with local lenders who may offer special programs for Bedford County residents or have relationships with regional housing nonprofits.
How do property taxes in Bedford County and the Town of Goodview affect my overall mortgage payment?
Bedford County has a relatively low property tax rate, which is a significant advantage for Goodview homeowners. For 2023, the county rate is $0.58 per $100 of assessed value, and the town adds a small additional levy. Your lender will roll this estimated annual tax into your monthly escrow payment, making overall housing costs in Goodview more affordable compared to many other areas in Virginia.
What types of properties in Goodview might require specialized mortgage products, like renovation loans?
Goodview has a mix of newer subdivisions and older, more rural properties, including homes that may need updates or have unique features like larger land parcels. For homes requiring modernization, an FHA 203(k) or Fannie Mae HomeStyle® Renovation loan can be very useful. These are common for buyers looking at fixer-uppers near Smith Mountain Lake or in the town's original neighborhoods.
How does Goodview's proximity to Smith Mountain Lake influence mortgage lending and appraisals?
Proximity to Smith Mountain Lake can significantly increase property values, especially for homes with water views or direct access. Lenders will require appraisals from professionals familiar with the local lakefront market, as comparable sales ("comps") must reflect this premium. For high-value lakefront properties, you may need a jumbo loan, and lenders will have stricter requirements for insurance, including flood coverage.
Is it difficult to get a USDA Rural Development loan in Goodview, VA?
Not at all. In fact, most of Goodview and the surrounding Bedford County is eligible for USDA Rural Development loans, which offer 100% financing with no down payment. This is a highly popular and practical option for Goodview buyers, as the area meets the USDA's definition of "rural." This program can make homeownership very accessible for moderate-income buyers in this community.
Why Choose a Mortgage Lender in Goodview?
Local Market Knowledge
Lenders who understand Goodview's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Virginia.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Goodview and get competitive rates on your home loan.