Top 3 Mortgage Lenders in Greenwood

Virginia Credit Union stands out as one of the highest-rated mortgage lenders serving Central Virginia, including rural areas like Greenwood. While headquartered in Richmond, they have extensive experience serving borrowers throughout the state with competitive rates and personalized service. Their not-for-profit structure often translates to lower fees and better terms for members. They receive exceptional reviews for their patient, educational approach with first-time homebuyers and their expertise with USDA rural development loans, which are particularly relevant for Greenwood properties.

With a strong local presence in Charlottesville, just minutes from Greenwood, Prosperity Home Mortgage has built an outstanding reputation for serving the Central Virginia market. They specialize in rural and suburban properties and have particular expertise with the unique requirements of Greene County transactions. Customers consistently praise their responsive communication, streamlined process, and ability to close loans quickly. Their local loan officers have deep knowledge of the area's real estate market and maintain strong relationships with local real estate professionals.

Movement Mortgage has established a strong presence throughout Virginia with local loan officers specifically serving the Central Virginia region, including Greenwood. They receive excellent marks for their efficient processing and competitive rate offerings. Their "Upfront Underwriting" process often results in faster closings, which is particularly valuable in competitive rural markets. Reviewers consistently highlight their exceptional customer service, transparency throughout the loan process, and expertise with both conventional and government-backed loan programs suitable for the Greenwood area.