Top 3 Mortgage Lenders in Hardy

Atlantic Bay Mortgage Group is consistently ranked among the top mortgage lenders in Virginia with exceptional customer satisfaction ratings. Founded in 1996, they have built a strong reputation throughout the Roanoke Valley and surrounding areas including Hardy. They offer a comprehensive range of loan products with competitive rates and are particularly noted for their efficient processing and personalized service. Their local Roanoke office provides convenient access for Hardy residents while maintaining the resources of a larger regional lender.

As a well-established credit union serving the Roanoke Valley and surrounding communities including Hardy, Member One offers exceptional mortgage services with member-focused benefits. With over 80 years of operation, they provide competitive rates and personalized guidance throughout the home buying process. Their mortgage specialists are known for taking time to educate borrowers and find the best loan options. The credit union structure often results in lower fees and better terms for qualified borrowers in the Hardy area.

American National Bank and Trust Company is a longstanding regional bank with deep roots in Western Virginia, serving the Smith Mountain Lake region including Hardy. With over a century of community banking experience, they offer local decision-making and personalized mortgage services. Their mortgage team provides comprehensive guidance from application to closing, with particular expertise in lake properties and rural homes common in the Hardy area. They maintain strong relationships with local real estate professionals and offer competitive conventional and government loan programs.