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Home/Virginia/Harrisonburg
Harrisonburg, VA

Top 3 Mortgage Lenders in Harrisonburg

Compare verified mortgage lenders serving Harrisonburg, Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
400+
Reviews
10
Loan Types

Available Loan Programs in Harrisonburg

Conventional
FHA
VA
USDA
First-time Homebuyer
Refinance
Construction
Jumbo
Home Equity
Renovation

Featured Mortgage Lenders

1

NewMarket Federal Credit Union Mortgage Department

NewMarket Federal Credit Union

★★★★☆
4.8/5

As Harrisonburg's premier local financial institution, NewMarket Federal Credit Union has built an exceptional reputation for mortgage lending in the Shenandoah Valley. They consistently receive outstanding reviews for their personalized service, competitive rates, and deep community involvement. Their mortgage team specializes in helping first-time homebuyers navigate the process while offering a comprehensive range of loan products. Members praise their responsive communication and ability to close loans efficiently, making them a top choice for Harrisonburg residents seeking a trusted local mortgage partner.

Experience:15 years
Reviews:89 customer reviews
1876 Evelyn Byrd Avenue, Harrisonburg, VA 22801

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceConstruction
2

Virginia Credit Union Mortgage Services

Virginia Credit Union

★★★★☆
4.7/5

Virginia Credit Union has established itself as one of the top mortgage lenders serving the Harrisonburg market with consistently high customer satisfaction ratings. While headquartered in Richmond, they maintain strong statewide presence and specialize in serving Virginia communities. Their digital mortgage application process receives particular praise for being user-friendly and efficient. Customers highlight the expertise of their loan officers, competitive interest rates, and smooth closing processes. They offer specialized programs for healthcare professionals and educators, which serves Harrisonburg's significant university and medical community well.

Experience:12 years
Reviews:127 customer reviews
7500 Boulder View Drive, Richmond, VA 23225 (serves Harrisonburg area)

Loan Types:

ConventionalJumboFHAVAUSDARefinanceHome Equity
3

Cardinal Financial Mortgage

Cardinal Financial Company, Limited Partnership

★★★★☆
4.6/5

Cardinal Financial has earned strong recognition as a top national mortgage lender with excellent service in the Harrisonburg area. They receive consistently high marks for their competitive rates, wide range of loan products, and efficient online application system. Their local loan officers have deep knowledge of the Harrisonburg real estate market and Virginia-specific lending requirements. Customers frequently mention the company's responsiveness and ability to handle complex loan scenarios. With over two decades of experience, they've built a reputation for reliability and customer-focused service that makes them a preferred choice for many Harrisonburg homebuyers.

Experience:14 years
Reviews:184 customer reviews
12730 Merit Drive, Suite 400, Dallas, TX 75251 (nationwide lender serving Harrisonburg)

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinance

Why Choose a Mortgage Lender in Harrisonburg?

Local Market Knowledge

Lenders who understand Harrisonburg's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Harrisonburg and get competitive rates on your home loan.