Top 3 Mortgage Lenders in Horsepen

Virginia Credit Union stands out as one of the most highly-rated mortgage lenders serving central Virginia, including the Horsepen area. With over eight decades of service and exceptional 4.8-star ratings, VACU offers competitive rates and personalized service through their local Richmond branches. They specialize in first-time homebuyer programs and provide comprehensive mortgage counseling. Their strong community presence and member-focused approach make them a top choice for borrowers seeking reliable, local mortgage solutions with the stability of a well-established credit union.

James River Mortgage has built an outstanding reputation as a local Richmond-based mortgage broker serving the Horsepen area with exceptional 4.9-star ratings. Founded in 2000, they offer personalized service and access to multiple lenders, ensuring competitive rates and flexible terms. Their team specializes in navigating complex mortgage scenarios and provides hands-on guidance throughout the entire process. With extensive experience in central Virginia real estate markets and numerous positive reviews highlighting their responsiveness and expertise, they're a premier choice for borrowers seeking local, broker-based mortgage solutions.

Movement Mortgage has established a strong presence in the Richmond area serving Horsepen with their efficient processing and competitive loan products. With a 4.7-star rating and nearly 400 reviews, they're known for their streamlined digital mortgage experience combined with local expertise. Their "On the Movement" program provides upfront underwriting approval, often closing loans in as little as 3 weeks. Founded in 2008, they've grown to become one of the top mortgage lenders nationally while maintaining strong local service through their Richmond branch, making them an excellent choice for tech-savvy borrowers seeking speed and reliability.