Top 3 Mortgage Lenders in Hot Springs

First Bank & Trust Company is a community-focused institution that has been serving the Hot Springs area for over two decades. As a local bank with deep roots in Bath County, they offer personalized mortgage services with competitive rates and exceptional customer care. Their loan officers have extensive knowledge of the local real estate market and specialize in helping both first-time homebuyers and existing homeowners with various loan programs. The bank is particularly noted for its responsive service and commitment to the community, making them a top choice for residential mortgages in the Hot Springs region.

Union Bank & Trust serves the Hot Springs area from their nearby Covington location, providing comprehensive mortgage services to residents throughout Bath County and western Virginia. With nearly two decades of experience, they offer a wide range of loan products including specialized programs for rural properties common in the Hot Springs area. Their mortgage team is praised for their expertise in navigating the unique aspects of mountain and rural property financing, and they're known for their competitive rates and streamlined application process. The bank maintains strong community relationships throughout the region.

Atlantic Bay Mortgage Group is a highly-rated regional mortgage lender with a strong presence throughout Virginia, including service to Hot Springs residents. With over 25 years in business and exceptional customer reviews, they specialize in providing customized mortgage solutions for various property types found in the mountain regions. Their loan officers have extensive experience with rural and vacation property financing, which is particularly relevant for the Hot Springs market. Atlantic Bay is renowned for their competitive rates, efficient closing processes, and outstanding customer service, making them a preferred choice for many homebuyers in the western Virginia area.