Top 3 Mortgage Lenders in Lackey

C&F Mortgage is a highly-rated regional lender with deep roots in Virginia, serving the Hampton Roads area including Lackey. With exceptional 4.9-star ratings across multiple platforms, they specialize in VA loans which is particularly valuable for the military community near Lackey and the Peninsula. Their team of local loan officers understands the unique housing market dynamics of the Williamsburg/York County area. Founded in 1994, they've built a reputation for personalized service, competitive rates, and streamlined processing. Customers consistently praise their responsiveness and expertise in navigating complex loan scenarios.

As one of Virginia's most established credit unions, BayPort has been serving the Peninsula community since 1928, with strong presence in Williamsburg just minutes from Lackey. Their mortgage division earns consistent 4.8-star ratings for exceptional member service and competitive rates. They offer a comprehensive range of loan products with particular expertise in first-time homebuyer programs and VA loans. Members appreciate the personalized approach, local decision-making, and community-focused service. With multiple branches throughout the region, they provide convenient in-person service combined with modern digital capabilities.

Atlantic Bay Mortgage Group is a powerhouse in the Virginia mortgage landscape with an outstanding 4.9-star rating and nearly 500 verified reviews. Founded in 1996, they've grown to become one of the region's most trusted lenders with extensive experience serving the Hampton Roads market including Lackey and York County. They excel in all loan types but particularly shine with VA and conventional loans. Their local loan officers have deep knowledge of the Tidewater area real estate market. Customers consistently highlight their efficient processing, competitive rates, and exceptional communication throughout the loan process.