Top 3 Mortgage Lenders in Lexington

Member One Federal Credit Union is a highly-rated regional financial institution serving the Lexington area with exceptional mortgage services. With over 85 years of operation, they've built a strong reputation for personalized service and competitive rates. Their mortgage team specializes in first-time homebuyer programs and offers comprehensive guidance through the entire home financing process. Members consistently praise their responsive communication, local decision-making, and community-focused approach to lending in Virginia markets.

Bank of the James has established itself as a premier regional mortgage lender serving central Virginia communities including Lexington. Founded in 1999, they combine modern lending technology with traditional community banking values. Their mortgage specialists are known for providing personalized attention and local underwriting decisions. Customers frequently highlight their competitive rates, transparent process, and expertise with rural property financing, making them an excellent choice for Lexington-area homebuyers seeking a reliable regional partner.

Movement Mortgage maintains a physical presence in Lexington with a dedicated local team that understands the unique real estate market of Rockbridge County. As a national lender with strong local roots, they offer the best of both worlds - extensive loan products and competitive pricing combined with personalized local service. Their streamlined process and commitment to closing loans quickly have earned them excellent reviews from Lexington-area homebuyers. The local office provides face-to-face service while leveraging national lending capabilities.