Top 3 Mortgage Lenders in Low Moor

Atlantic Bay Mortgage Group is one of the top-rated mortgage lenders serving Southwest Virginia, including the Low Moor area. Founded in 1996, they have built an exceptional reputation for personalized service and competitive rates. With over 26 years of experience, they specialize in all major loan types including VA loans, which is particularly valuable for military families in the region. Their Roanoke office serves the entire Alleghany Highlands region with local loan officers who understand the unique aspects of rural Virginia real estate. They consistently receive outstanding customer reviews for their responsive communication, smooth closing processes, and expertise in navigating complex mortgage scenarios.

Member One Federal Credit Union has been serving Virginia communities since 1940, with strong presence throughout Southwest Virginia including the Low Moor area. As a not-for-profit financial institution, they often offer more competitive rates and lower fees than traditional banks. They have extensive experience with rural property financing and understand the unique needs of the Alleghany County market. Their mortgage team provides personalized guidance through the entire homebuying process, with particular expertise in first-time homebuyer programs and government-backed loans. Members consistently praise their local decision-making, community involvement, and exceptional customer service throughout the mortgage process.

American National Bank and Trust Company is a well-established regional bank with deep roots in Southwest Virginia, serving the Low Moor community through their Roanoke Valley locations. With over 115 years of banking experience, they offer the stability and local expertise that homebuyers in rural Virginia communities value. Their mortgage department is known for competitive rates and flexible lending criteria, with particular strength in construction loans and rural property financing. As a community bank, they maintain local underwriting and decision-making authority, allowing for more personalized service than larger national lenders. Customers frequently highlight their knowledgeable loan officers, transparent processes, and commitment to the local community.