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Home/Virginia/Madison
Madison, VA

Top 3 Mortgage Lenders in Madison

Compare verified mortgage lenders serving Madison, Virginia. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
566+
Reviews
12
Loan Types

Available Loan Programs in Madison

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Lot
Home Equity
Down Payment Assistance
Affordable Housing

Featured Mortgage Lenders

1

Virginia Credit Union Mortgage Department

Virginia Credit Union

★★★★☆
4.8/5

Virginia Credit Union is one of Virginia's most trusted mortgage lenders with an exceptional reputation for customer service and competitive rates. While headquartered in Richmond, they serve members statewide including Madison, VA, with a comprehensive range of mortgage products. Their high rating reflects consistent customer satisfaction, personalized service, and deep community involvement across Virginia. They offer both online and in-person mortgage services with local loan officers available to assist Madison area homebuyers.

Experience:85 years
Reviews:285 customer reviews
7500 Boulder View Drive, Richmond, VA 23225

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Union Bank & Trust Mortgage Division

Union Bank & Trust

★★★★☆
4.7/5

Union Bank & Trust has been serving Virginia communities for over a century with a strong mortgage lending division that covers the Madison area. Their Charlottesville location provides convenient access for Madison residents seeking personalized mortgage services. They're particularly noted for their construction and lot loan expertise, competitive conventional rates, and excellent VA loan programs. The bank maintains high customer satisfaction ratings and offers both digital and in-person mortgage application processes.

Experience:118 years
Reviews:192 customer reviews
300 Union Bankers Road, Charlottesville, VA 22903

Loan Types:

ConventionalFHAVAConstructionLotRefinanceHome Equity
3

Piedmont Housing Alliance

Piedmont Housing Alliance

★★★★☆
4.9/5

Piedmont Housing Alliance is a highly-rated nonprofit mortgage lender and housing counseling agency serving the Central Virginia region including Madison. They specialize in first-time homebuyer programs and offer unique down payment assistance options that make homeownership more accessible. Their exceptional 4.9 rating reflects outstanding customer service and successful outcomes for buyers throughout the region. They provide comprehensive homebuyer education and one-on-one counseling alongside their mortgage lending services.

Experience:42 years
Reviews:89 customer reviews
1100 East High Street, Charlottesville, VA 22902

Loan Types:

First-time HomebuyerFHAVAUSDADown Payment AssistanceAffordable Housing

Why Choose a Mortgage Lender in Madison?

Local Market Knowledge

Lenders who understand Madison's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Virginia.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Madison and get competitive rates on your home loan.