Top 3 Mortgage Lenders in Montpelier

James River Mortgage is a highly-rated regional lender serving Central Virginia, including Montpelier. With exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service and competitive rates for both purchase and refinance loans. Their team has extensive experience with rural properties and USDA loans, which is particularly valuable for the Montpelier area. They're known for their responsive communication and ability to close loans efficiently while providing white-glove service to homebuyers throughout Virginia.

Virginia Credit Union is a member-owned financial institution serving residents across Virginia, including Montpelier. With nearly a century of operation and outstanding 4.8-star ratings, VACU offers competitive mortgage rates and exceptional member service. They provide comprehensive home loan options with special programs for first-time homebuyers and flexible underwriting. Their local expertise and community-focused approach make them a top choice for Montpelier residents seeking personalized mortgage solutions with the benefits of credit union membership.

Movement Mortgage has a strong presence throughout Virginia with multiple highly-rated local loan officers serving the Montpelier area. Rated 4.7 stars with hundreds of positive reviews, they're known for their efficient processing and competitive rates. Movement specializes in various loan programs including government-backed loans that work well for rural areas like Montpelier. Their local team understands the Central Virginia market and provides streamlined digital mortgage experiences while maintaining personal service throughout the homebuying process.