Top 3 Mortgage Lenders in Nelson

Movement Mortgage is a highly-rated national lender with a strong local presence in Central Virginia, serving rural areas like Nelson County. They are particularly recognized for their efficient processing and competitive rates on VA and USDA loans, which are popular in rural Virginia. Their Charlottesville office regularly serves clients throughout Nelson County and has built a reputation for personalized service and understanding the unique needs of rural property financing.

As one of Virginia's largest credit unions, VACU serves members throughout Central Virginia, including Nelson County. They offer competitive mortgage rates and exceptional member service, with particular expertise in helping first-time homebuyers navigate the mortgage process. Their long-standing community presence and commitment to Virginia residents make them a trusted choice for Nelson County homebuyers seeking personalized service and local decision-making.

Bank of the James is a community bank with deep roots in Central Virginia that actively serves Nelson County residents. They are particularly strong in construction and land loans, which are valuable for rural properties in Nelson. Their local underwriting and decision-making process allows for more personalized service, and their understanding of the local real estate market makes them an excellent choice for Nelson County home financing needs.