Top 3 Mortgage Lenders in Oldhams

Atlantic Bay Mortgage Group is one of Virginia's most highly-rated mortgage lenders with extensive experience serving rural communities throughout the state. Founded in Virginia Beach and now operating across multiple states, they have particular expertise with USDA loans which are ideal for the Oldhams area. Their 4.9-star rating across hundreds of reviews reflects exceptional customer service and competitive rates. They specialize in first-time homebuyer programs and have deep experience with the unique needs of Virginia's rural homebuyers, making them an excellent choice for Oldhams residents.

George Mason Mortgage has been serving Virginia homebuyers for over 30 years and maintains a stellar 4.8-star rating across nearly 400 reviews. While based in Northern Virginia, they serve the entire Commonwealth including rural areas like Oldhams. They offer specialized expertise in VA loans (important for military families) and USDA rural development loans perfectly suited for Oldhams properties. Their long-standing reputation, local market knowledge, and commitment to competitive pricing make them a top choice for Virginians seeking personalized mortgage service with the reliability of an established local lender.

Virginia Credit Union has been serving Virginians since 1938 and offers exceptional mortgage services throughout the state, including the Northern Neck region where Oldhams is located. With a 4.7-star rating and hundreds of positive mortgage-specific reviews, they provide competitive rates and personalized service. As a not-for-profit financial cooperative, they often offer lower fees and more flexible terms than traditional banks. They have particular expertise with first-time homebuyer programs and offer special benefits for members, making them an outstanding choice for Oldhams residents seeking a community-focused mortgage lender with deep Virginia roots.