Top 3 Mortgage Lenders in Orange

Virginia Credit Union stands out as one of the highest-rated mortgage lenders serving Orange County with exceptional customer satisfaction scores. As a not-for-profit financial cooperative, they offer highly competitive rates and personalized service. With over 85 years of serving Virginia communities, they have deep expertise in rural and suburban Virginia mortgages, including USDA loans perfect for Orange's semi-rural landscape. Their digital mortgage process combines technology with local underwriting expertise, and they consistently receive top marks for transparent communication and closing efficiency.

Union Bank & Trust has been serving Central Virginia communities for over a century, with strong presence throughout the Orange County area. Their local Charlottesville branch provides convenient access for Orange residents while maintaining community bank responsiveness. They excel in construction and lot loans, which are particularly valuable in Orange's growing market. Customers consistently praise their local decision-making authority, competitive conventional loan rates, and the expertise of their mortgage officers who understand the unique aspects of Virginia's housing markets.

Atlantic Bay Mortgage Group has built an outstanding reputation across Virginia with particularly strong service in rural and suburban markets like Orange. Despite being headquartered in Virginia Beach, they have loan officers specifically dedicated to Central Virginia regions. They receive exceptional ratings for their streamlined digital process, competitive rate offerings, and exceptional customer service. Specializing in both purchase and refinance transactions, they're particularly noted for their efficiency in closing and their expertise with VA and USDA loans that suit Orange County's demographic mix.