Top 3 Mortgage Lenders in Reva

Benchmark Mortgage's Culpeper office is one of the highest-rated mortgage lenders serving the Reva area, located just 15 minutes away. With exceptional 4.9-star ratings across multiple platforms, they specialize in serving rural and semi-rural communities like Reva. Their team has deep experience with USDA loans which are particularly relevant for the Reva area, along with comprehensive VA and FHA programs. Known for personalized service and competitive rates, they maintain strong relationships with local real estate professionals and have helped numerous homebuyers in Culpeper County and surrounding rural areas.

Virginia Credit Union serves the entire state of Virginia including the Reva area, with outstanding 4.8-star ratings for their mortgage services. As a not-for-profit financial cooperative, they offer highly competitive rates and lower fees than many traditional banks. Their mortgage specialists are particularly skilled with rural properties and have extensive experience with USDA rural development loans that benefit Reva homebuyers. With 85 years of serving Virginians, they offer exceptional member service, local decision-making, and a comprehensive range of mortgage products with a strong focus on first-time homebuyer programs.

Cardinal Financial's Charlottesville branch serves the Reva area with a strong 4.7-star rating and 35 years of mortgage lending experience. Located approximately 30 minutes from Reva, they have extensive experience with properties in Madison County and the surrounding rural communities. They offer a wide variety of loan programs including specialized renovation loans that are valuable for older properties common in the Reva area. Known for their efficient processing and competitive rates, they maintain excellent relationships with local real estate agents and have consistently high customer satisfaction ratings for their personalized approach to mortgage lending.