Top 3 Mortgage Lenders in Rice

Benchmark Mortgage's Farmville office is one of the most highly-rated mortgage lenders serving the Rice, Virginia area. Located just 15 minutes from Rice in neighboring Farmville, they specialize in rural and agricultural property financing with exceptional expertise in USDA loans that are particularly relevant for Rice residents. Their team has deep local market knowledge of Prince Edward County and surrounding areas, with loan officers who understand the unique aspects of rural property financing. Customers consistently praise their personalized service, competitive rates, and smooth closing process.

Atlantic Bay Mortgage Group is a highly reputable regional lender with strong presence throughout central Virginia, including service to Rice and surrounding rural communities. With over 25 years in business, they have established themselves as one of Virginia's most trusted mortgage companies, particularly known for their expertise in VA loans and first-time homebuyer programs. Their Richmond office regularly serves clients in Prince Edward County and offers competitive rates with exceptional customer service ratings. They are praised for their efficient processing and knowledgeable loan officers who guide clients through every step.

While Navy Federal primarily serves military members and their families, they are one of the highest-rated mortgage lenders operating in Virginia and serve clients throughout the state, including Rice area residents who qualify for membership. As one of the largest credit unions in the U.S. with an outstanding reputation for customer service, they offer highly competitive rates and exceptional member benefits. Their VA loan program is particularly robust, and they have extensive experience with rural property financing. Navy Federal consistently receives top marks for their digital mortgage experience and customer satisfaction, making them an excellent choice for eligible borrowers in the Rice area.