Top 3 Mortgage Lenders in Rich Creek

New River Mortgage has built an exceptional reputation throughout Southwest Virginia with nearly two decades of service. As a locally-owned mortgage broker, they specialize in serving rural communities like Rich Creek and offer personalized service with highly competitive rates. Their expertise in USDA loans makes them particularly valuable for borrowers in more rural areas of Giles County. Customers consistently praise their responsiveness, transparency throughout the loan process, and ability to close loans quickly.

As one of Virginia's most established community banks, American National Bank and Trust has served the New River Valley region for over a century. They maintain a strong physical presence in nearby Blacksburg and actively serve Rich Creek residents with competitive mortgage products. Their local underwriting and decision-making process allows for more personalized service than large national lenders. Customers appreciate their long-term commitment to the community, knowledgeable loan officers, and competitive rates on both purchase and refinance loans.

Freedom First Credit Union has built an outstanding reputation across Southwest Virginia for their member-focused approach to mortgage lending. As a not-for-profit financial cooperative, they typically offer lower rates and fees than traditional banks. They have specific expertise with first-time homebuyer programs and offer exceptional educational resources. Their mortgage specialists are praised for their patience in explaining the process and their ability to find the right loan product for each member's unique situation, making them an excellent choice for Rich Creek homebuyers.