Top 3 Mortgage Lenders in Saint Charles

Mountain Empire Community College Federal Credit Union is a highly-rated local financial institution serving Lee County and surrounding areas, including Saint Charles. With nearly 50 years of community banking experience, they offer personalized mortgage services with competitive rates and exceptional customer service. Their strong local presence and understanding of the unique housing market in Southwest Virginia make them an excellent choice for Saint Charles residents seeking conventional, FHA, VA, or USDA rural development loans.

Bank of Tennessee is a well-established regional bank with strong presence in the Tri-Cities area that serves Southwest Virginia communities including Saint Charles. With over 45 years of banking experience, they offer comprehensive mortgage solutions with competitive rates and personalized service. Their experienced loan officers understand the local real estate market and provide various loan options including specialized programs for first-time homebuyers and veterans in the Saint Charles area.

First Community Bank of Southwest Virginia is a trusted regional lender with multiple locations serving rural communities throughout Southwest Virginia, including Saint Charles in Lee County. Founded in 1995, they have built a strong reputation for providing reliable mortgage services with local decision-making and competitive rates. Their expertise in USDA rural development loans makes them particularly well-suited for Saint Charles homebuyers, and they offer comprehensive mortgage solutions with the personal attention of a community bank.