Top 3 Mortgage Lenders in Scottsville

Virginia Credit Union stands out as one of the highest-rated mortgage lenders serving Scottsville and surrounding central Virginia regions. With over 85 years of financial service experience, VACU maintains exceptional customer satisfaction ratings and offers competitive rates particularly favorable for Virginia residents. Their comprehensive mortgage programs include specialized options for first-time homebuyers and military families, backed by local underwriting and personalized service. As a member-owned cooperative, they consistently receive top marks for customer service and community commitment throughout their extensive Virginia service area.

Piedmont Housing Alliance has been serving the Scottsville and central Virginia housing market for over four decades with exceptional mortgage services and homebuyer education. This highly-regarded nonprofit organization specializes in making homeownership accessible through competitive loan products combined with down payment assistance programs. Their mortgage team provides personalized guidance through the entire homebuying process, with particular expertise in USDA rural development loans that benefit Scottsville area buyers. Their strong community presence and educational focus make them a top choice for first-time and moderate-income buyers throughout the region.

Movement Mortgage maintains a strong local presence serving Scottsville and central Virginia with efficient mortgage processing and competitive rates. Founded in 2008, this national lender has built an excellent reputation for streamlined digital processes combined with local expertise. Their Charlottesville-based loan officers have deep knowledge of the Scottsville market and specialize in rural property financing. Movement is particularly noted for their quick closing times and responsive customer service, with specialized programs for both conventional and government-backed loans that serve the diverse needs of Scottsville area homebuyers.