Top 3 Mortgage Lenders in Shenandoah

Atlantic Union Bank is one of Virginia's largest and most established community banks with deep roots throughout the Shenandoah Valley. Their mortgage division receives exceptional ratings for personalized service, competitive rates, and deep local market knowledge. As a Virginia-based institution, they understand the unique aspects of Shenandoah real estate and offer specialized guidance for rural properties, first-time homebuyer programs, and construction loans. Their Harrisonburg location serves as a regional hub for Shenandoah County residents.

Chartway Credit Union has built an outstanding reputation throughout the Shenandoah Valley for their member-focused mortgage services. They consistently earn high marks for competitive rates, low closing costs, and exceptional customer service. As a credit union, they operate as a not-for-profit institution, allowing them to offer favorable terms and personalized guidance. Their Harrisonburg branch serves Shenandoah residents with specialized knowledge of rural lending programs and local housing market conditions.

Atlantic Coast Mortgage is a highly-rated regional mortgage lender that serves the entire Shenandoah Valley with exceptional expertise in rural and suburban properties. They maintain a perfect 5-star rating from thousands of satisfied customers and specialize in navigating complex loan scenarios. Their team includes experts in USDA rural development loans, which are particularly relevant for Shenandoah County properties. Despite being based in Northern Virginia, they have extensive experience serving clients throughout western Virginia with streamlined digital processes and local market knowledge.